Financing built around your home and your plans
Every situation is different. These are the most common ways Joe and his team help homeowners and buyers. A short conversation is the fastest way to see which fits.
Purchase loans
Conventional, FHA, VA, USDA and jumbo financing for buying a primary residence, second home or investment property. Start with a pre-approval so you can shop with confidence.
Renovation loans
Programs that finance the purchase or refinance of a home together with the cost of improvements, often based on the expected value once the work is complete.
Refinance
Rate and term refinancing to change your payment, term or loan type, reviewed side by side with your current loan so the math is clear.
Cash out and home equity
Use the equity you have built for a project, tuition or consolidating higher cost debt. We compare paths so you know what each one means.
Self employed and non traditional income
Approaches for business owners, 1099 earners and people with seasonal or variable income, including bank statement style documentation where eligible.
First time homebuyers
Plain English guidance on down payment, closing costs and assistance programs, plus a credit plan if you need a few months to get ready.
Program availability depends on property type, location, credit, income and other factors. All loans are subject to credit approval. This is not a commitment to lend.
Not sure which option fits?
That is what the first conversation is for.